Frequently Asked Questions


Are psychological services covered by OHIP?

Psychological services are not covered by OHIP.  Many people have full or partial coverage through their motor vehicle insurer, WSIB, Public Service Health Plan, Sun Life, Great West Life, Manulife, Blue Cross and others.

We accept payment by MasterCard, Visa, cash or cheque.  We are not set up for debit card payments at this time.

With the exception of motor vehicle insurance and WSIB cases, we take payment at the end of each session directly from clients.  We issue an invoice that you can then use to get reimbursement from your extended health insurance.

For motor vehicle accident and WSIB cases, we bill direct to the insurance company or WSIB. However, please be aware that if you have extended health coverage for psychological services, it is the policy of all motor vehicle insurers that you must exhaust all of your extended health benefits for psychological services before they will start paying.  In those cases, we will require payment from you until your extended health insurance is exhausted and we have received documentation demonstrating that you have reached your annual maximum.

Do I need a physician's referral?

You do not need a physician's referral.  However, some insurance companies do require a physician's referral note when you submit your invoice for reimbursement.

How much do your services cost?

Cost of services depends on the type of service you are asking for.  In addition, each clinician sets their own fees, so please contact your clinician directly to discuss rates.

What is Clinical, Rehabilitation, and Health Psychology?

Clinical Psychology is the application of knowledge about human behaviour to the assessment, diagnosis and/or treatment of individuals with disorders of behaviour, emotions and thought.

Health Psychology is the application of psychological knowledge and skills to the promotion and maintenance of health, the prevention and treatment of illness, and the identification of determinants of health and illness.

Rehabilitation Psychology is the application of psychological knowledge and skills to the assessment and treatment of individuals with impairments in their physical, emotional, cognitive, social, or occupational capacities as a result of injury, illness or trauma in order to promote maximum functioning and minimize disability.

Do psychologists prescribe drugs?

No, psychologists do not prescribe medication.  Psychotropic medications are typically prescribed by a family physician or psychiatrist.